> For the complete documentation index, see [llms.txt](https://tilepmoney.gitbook.io/tilepmoney-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://tilepmoney.gitbook.io/tilepmoney-docs/guides/use-cases.md).

# Use Cases

TilepMoney enables a wide variety of B2B stablecoin payment workflows. This section provides real-world examples and use cases.

### 1. Cross-Border Treasury Transfer

**Scenario**: You have a subsidiary in Indonesia earning IDR, but your Singapore HQ needs USD for operations.

* **Workflow**: `Deposit (IDR) -> Mint (IDRX) -> Swap (USDT) -> Bridge (Base) -> Transfer`
* **Solution**: Automatically converts incoming local currency to stablecoins, swaps to the target currency (USD), and bridges it to your HQ's operating chain.

### 2. Treasury FX Hedging

**Scenario**: Your treasury holds 100% USD, exposing you to currency risk if the dollar weakens.

* **Workflow**: `Deposit (USD) -> Partition (60/40) -> [Swap (EUR), Keep (USD)]`
* **Solution**: Automatically splits incoming treasury funds into a diversified basket (e.g., 60% USD, 40% Euro) using stablecoins to preserve purchasing power.

### 3. Supply Chain Escrow

**Scenario**: Buying goods where shipping takes 30 days. You don't want to pay upfront, and the vendor won't ship without proof of funds.

* **Workflow**: `Deposit -> Yield Deposit -> Wait (30d) -> Yield Withdraw -> Transfer`
* **Solution**: Locks funds in a yield-generating protocol. Upon delivery (after 30 days), the principal plus interest is released to the vendor.

### 4. Revenue Split & Tax Provisioning

**Scenario**: Revenue hits your account and gets mixed with operational funds, leading to tax season shortfalls.

* **Workflow**: `Deposit -> Partition (70/20/10) -> [Ops Wallet, Growth Wallet, Tax Yield Vault]`
* **Solution**: Routes 70% to Operations, 20% to Growth, and automatically parks 10% into a **Yield Deposit** to build a tax reserve that earns interest until due.

### 5. Multi-Chain Gas Refill

**Scenario**: Trading bots or operational wallets on L2 chains (Base, Optimism) run out of gas, stopping business logic.

* **Workflow**: `Treasury -> Bridge (to L2) -> Swap (to Native Gas) -> Transfer targets`
* **Solution**: A maintenance workflow that sends funds from the Treasury, bridges them to the target L2s, swaps to native ETH, and refills bot wallets.

### 6. Automated On-Ramp Investment

**Scenario**: Idle cash in a corporate checking account loses value to inflation every day it sits unused.

* **Workflow**: `Deposit (Fiat) -> Mint (Stablecoin) -> Yield Deposit`
* **Solution**: Automatically converts incoming fiat transfers immediately into stablecoins and deposits them into a secure yield protocol (e.g., Aave/Compound) to start earning APY instantly.

### 7. Scheduled Salary Distribution

**Scenario**: Paying a remote team manually on the 25th of every month is tedious and prone to error.

* **Workflow**: `Treasury -> Partition (Employees) -> Transfer (Individual Wallets)`
* **Solution**: A workflow that accepts a lump sum and executes simultaneous stablecoin transfers to a pre-defined list of employee wallets in one atomic transaction.

### 8. Corporate Invoice Settlement

**Scenario**: You have an invoice due in 15 days. Paying early hurts cash flow; paying late incurs fees.

* **Workflow**: `Deposit -> Yield Deposit -> Wait (14d) -> Yield Withdraw -> Transfer`
* **Solution**: Parks the invoice value in a yield protocol for the duration of the payment term (e.g., 14 days), then automatically withdraws and pays the invoice exactly on the due date, capturing the yield as profit.

***

### Custom Workflows

Beyond these templates, you can build any flow using the **Visual Builder**.

* **Sequential flows:** A -> B -> C
* **Parallel execution:** Split funds into 5 branches executing simultaneously.
* **Conditional logic:** Use Partition nodes to manage ratios.
* **Time-based:** Insert Wait nodes to align with real-world schedules.

### Best Practices

1. **Test First:** Always use **Simulation Mode** before executing on Mainnet.
2. **Monitor Gas:** Complex workflows on L1 can be expensive; consider using L2s (Mantle, Base) for high-frequency low-value flows.
3. **Approve Tokens:** Ensure your MainController has allowance for the assets you are moving.


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